Over 25 Years

Of Building

South Coast Lenders, Inc. specializes in providing loans for real estate investments since 1986. We offer first-class service and work with you on each situation providing the best loan terms to help you succeed.

Are you a new investor or seasoned investor?

We offer loans on Fix-And-Flips, Fix-And-Rent, Cash-Out Refinances, and Commercial just to name a few.

Our business lends on fix and flips and well as buy and holds. We are quick and nimble. All decisions are made in house and there is no loan committee, no managers, or government agencies involved. It’s just little old us that approves your loan.

If you need to close in one or two or three days, we want to be your Hard Money lender.

We offer loans on

Fix-And-Flips

Fix-And-Rent

Cash-Out Refinances

Commercial

Our Team

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Gene Dorn

Licensed & Private Lender

Eugene (Gene) Dorn

Born and raised in St. Louis Missouri.

Graduated St. Louis University with a B.A. in Psychology. The day after college graduation, I drove from St. Louis to Los Angeles and eventually settled in Orange County California. I worked for several other people until 1987, when I started my own Mortgage Company in Santa Ana CA, South Coast Mortgage, Inc. I remember starting my business with just $5000. I used every penny to rent a 450 sq ft office, buy used furniture, purchase a used telephone system, used copier, a fax machine, a computer and a printer.

The first loan that I made on my own, with my own money, was for $14,000. and I was nervous as hell. At the time, that was every penny that I had in my savings account. Thirty-six years later, I make million-dollar loans and don’t break a sweat.

I married Linda Nesbit Dorn in 2009. Linda was a St. Louis childhood friend of my sister Liz’s. Linda was born and grew up in Fort Lauderdale and graduated Fort Lauderdale HS. She has a B.S. in finance from Southeast Missouri State University. I don’t have any children, but Linda has two daughters who have given us four grandchildren.

In 2015, we moved from Orange California to Clearwater Florida, where I reformed my Company from South Coast Mortgage, Inc., to South Coast Lenders, Inc. dba MisterHardMoney.com. Same business, different state.

Linda and I enjoy the Florida lifestyle. I am an avid (certified) Scuba Diver, having made dives all over the world. We have our boat at our back door. I have a love for fishing and paddle-boarding. I have played classical piano since I was 4 years old and people tell me that I was a “child prodigy.” We have two dogs, Bitzy who is a Shiatzu-Chihuahua mix and Rocky, who is 100% Min Pin. I love my work and career and like helping other people attain their dreams. My charity is to sponsor and help homeless people. I like to give them work and a place to stay and a purpose.

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Josh Jackson

Loan Officer

Josh Jackson, aka “Hard Money Jackson,” is happily married to his wife Gina and they have two sons. Josh grew up in St. Louis County, Missouri. Before settling his family in Boca Raton, Florida, Josh has lived in St. Louis, Kansas City, Denver, and Berkeley. Josh graduated from Truman State University (Missouri) and has a Masters in Business Administration (MBA) from the Haas School of Business (Berkeley).

Josh is EMT certified, holds a Private Pilots license, is an avid Scuba Diver, and is a designated Project Management Professional (PMP). In addition, Josh holds a Florida Loan Originator license (MLO).

Before working in the lending business, Josh worked as an IT Consultant, traveling and servicing clients throughout the US & Canada. Traveling for work was interesting, but once his children were born, Josh and Gina decided it would be best to work closer to his family instead of traveling for business full time.

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Janet Waite

Loan Officer

Janet grew up in Illinois and has lived and worked in the Tampa area since 1994 working in the insurance industry. Janet currently is a Project Management Professional (PMP) ®, Certified ScrumMaster ®, and Mortgage Loan Originator. She holds a Bachelor of Science in Business Management. Janet is an avid real estate investor. She has financed projects for others thru private money lending, rehabbed properties and enjoys buy and hold land investments. Janet is happily married to Dean and together, they have raised four children. Janet’s hobbies are gardening, landscaping, and traveling for fun or to find below market properties as investments. Janet enjoys helping fellow investors flip houses by providing them financing and assisting them in buying and holding properties long term.

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